Identify Theft – It Could Happen To You!

Farid is one of our Community Office Volunteers. Farid  has researched the topic of Identity Theft and provided a very interesting article on how to prevent it from happening to you.    

What is identity Theft and Identity Fraud?

Identity theft refers to the preparatory stage of acquiring and collecting someone else’s personal information for criminal purposes. Identity fraud is the actual deceptive use of the identity information of another person (living or dead) in connection with various frauds (including for example personating another person and the misuse of debit card or credit card data).

Your identity as a Canadian is far more than your height, weight and good looks. Banks and credit card companies in Canada don’t care about the colour of your eyes, hair or skin. In fact, in this online world, you may never meet a person face-to-face to get approval for a loan, line of credit, mortgage, insurance policy or credit card. That’s why your financial identity is your most important personal asset. And that’s why the cruellest white-collar crime is identity theft.

There are five common types of identity theft: Drivers License, Social Insurance Number, Medical, Character/Criminal and Financial Identity Theft.

There are numerous steps to safeguard your identity by checking your wallet, protecting your mailbox, destroying or securing personal papers, computer caution, keeping your social insurance number a secret, guarding your credit cards, being wary on the phone, being vigilant, verifying your credit reports and guarding your access code (PIN) and password from poachers.

Office of the Privacy Commissioner of Canada has excellent resources worth checking it out on identity theft, so does the RCMP, Public Safety Canada and Identity Theft FAQ for Canadians. The websites are listed below:

RCMP Identity Theft Web Link 

http://www.publicsafety.gc.ca/prg/le/bs/consumers-eng.aspx

http://www.identitytheftfaq.ca/

 

 

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